Effective Date: August 21, 2026

Last Updated: August 21, 2026

Welcome to peak-tier.com (the “Site”), owned and operated by Peak Tier LLC (“Peak Tier,” “we,” “us,” or “our”). These Terms of Service (“Terms”) govern your access to and use of our website, digital downloads, free checklists, paid blueprints, vendor guides, and consulting services.

By accessing our Site, downloading materials, or purchasing digital resources, you agree to be bound by these Terms. If you do not agree to all of these Terms, do not use our Site or resources.

1. Educational & Business Disclaimers (No Financial or Legal Advice)

  • Educational Content Only: All information, guides, checklists, vendor tier frameworks, and resources provided by Peak Tier LLC are for educational and informational purposes only.
  • Not a Financial Institution or Law Firm: Peak Tier LLC is not a bank, lender, certified financial advisor, credit repair organization, CPA, or law firm. None of the content provided constitutes formal financial, investment, accounting, credit repair, or legal advice.
  • No Guarantee of Funding or Approvals: We provide educational frameworks on structuring businesses and establishing vendor credit. Peak Tier LLC does not guarantee credit approvals, loan funding, financing amounts, credit score increases, or specific business outcomes. Credit and financing approvals depend entirely on third-party underwriters, individual creditworthiness, and external lender guidelines.

2. Intellectual Property Rights

  • Ownership: All content on this Site—including but not limited to text, graphics, logos, custom frameworks, downloadable PDFs, checklists, audio assets, and design layouts—is the exclusive intellectual property of Peak Tier LLC and is protected by applicable copyright, trademark, and intellectual property laws.
  • Limited License: When you download free materials or purchase paid guides, Peak Tier LLC grants you a single, non-transferable, revocable, non-exclusive license for personal or internal business use only.
  • Prohibited Use: You may not copy, resell, redistribute, sub-license, upload to public repositories, or share our digital products, checklists, or vendor lists with third parties without prior written consent from Peak Tier LLC.

3. Purchases, Payments, and Refund Policy

  • Pricing & Billing: All prices for digital products, templates, and consulting sessions are listed in USD. You agree to provide valid, accurate payment information through our third-party payment processors.
  • Digital Products Refund Policy: Due to the immediate access and downloadable nature of digital products (such as checklists, digital guides, templates, and vendor lists), all digital sales are final and non-refundable once delivered or accessed, unless explicitly stated otherwise on a specific checkout page.
  • Consulting & Strategy Sessions: Cancellations or rescheduling requests for one-on-one consulting sessions must be made at least 24 hours prior to the scheduled time.

4. User Conduct and Account Security

When interacting with our Site, lead capture forms, and communication channels, you agree that you will not:

  • Submit false, misleading, or fraudulent personal or business details.
  • Attempt to disrupt, bypass security measures, or reverse-engineer the Site infrastructure.
  • Use our resources or vendor frameworks for any illegal, deceptive, or prohibited enterprise.

5. Third-Party Links & Services

Our Site and educational materials may reference or provide direct links to third-party vendors, business credit reporting agencies, software tools, or government filing portals. Peak Tier LLC does not endorse, control, or assume responsibility for the products, terms, underwriting decisions, or privacy practices of any third-party company. Your interactions with third parties are solely between you and the respective third party.

6. Limitation of Liability

To the maximum extent permitted by applicable law, Peak Tier LLC, its officers, owners, employees, and affiliates shall not be liable for any direct, indirect, incidental, special, consequential, or exemplary damages resulting from:

  • Your reliance on any educational content, frameworks, or vendor lists provided on the Site.
  • Lender denials, credit score fluctuations, business debts, or financing decisions.
  • Any loss of revenue, profits, business opportunities, or data.
  • Unauthorized access to or alteration of your communications or transmissions.

7. Indemnification

You agree to defend, indemnify, and hold harmless Peak Tier LLC, its owners, directors, employees, and agents from and against any claims, liabilities, damages, losses, and expenses (including reasonable legal and accounting fees) arising out of or in any way connected with your access to, use of, or misuse of our Site, digital products, or violation of these Terms.

8. Governing Law and Jurisdiction

These Terms and any disputes arising out of your use of the Site shall be governed by and construed in accordance with the laws of the State of Michigan, without regard to its conflict of law principles. Any legal action or proceeding related to Peak Tier LLC shall be brought exclusively in the state or federal courts located in Wayne County or Oakland County, Michigan.

9. Modifications to Terms

Peak Tier LLC reserves the right to revise, update, or modify these Terms at any time without prior notice. The updated version will be indicated by the “Last Updated” date at the top of this page. Your continued use of the Site following any changes constitutes your acceptance of the revised Terms.

10. Contact Information

For inquiries, support, or questions regarding these Terms of Service, please contact us at:

Peak Tier LLC

Detroit Metro Area, MI

Email: info@peak-tier.com

Website: [https://peak-tier.com]

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